The Buying Process....

1. Contact your professional realestate representative.
   
   
2. Conduct an in-depth qualifying analysis to determine the price range of the property that would suit you, the buyer.
   
   1. Recommend you be pre-qualified for mortgage financing.
      
      
3. Review the features and amenities you desire in a home.
   
   
4. Select the most desirable properties or realestate in your price range selected from our extensive inventory of available properties:
   
   1. Calgary MLS 'Sort and Select' process.
      
   2. Estimated closing costs.
      
   3. Familiarization with the Agreement of Purchase and Sale.
      
   4. Process of negotiating an offer.
      
      
5. Pre-selection process for desired homes and arrange for showings:
   
   1. Show properties and obtain feedback from buyer.
      
   2. When you have selected the home you want to own, we prepare an Agreement of Purchase and Sale.
      
      
6. When the Agreement of Purchase and Sale is accepted by the seller, the property is sold:
   
   1. Copies of Agreement of Purchase and Sale go to the buyer's and seller's solicitors.
      
      
7. If a mortgage is required, we can assist in the mortgage application and approval process up to obtaining a mortgage commitment from the lending institution.
   
   
8. When the transaction becomes a binding agreement, the documents will be sent to your solicitor by the listing realestate company for processing.
   
   
9. Buyer's solicitor makes requisitions to the seller's solicitor within the pre-determined date set out in the Agreement of Purchase and Sale.
   
   
10. Buyer's solicitor verifies financing commitment with the lending institution.
    
    
11. When all searches are satisfied, the solicitors arrange with the lenders for the transfer of funds.
    
    
12. Buyer arranges insurance coverage from the date of closing.
    
    
13. Buyer's solicitor contacts the utility companies and the tax department to determine amounts, if any, in arrears for closing adjustments.
    
    
14. Buyer and seller meet with their respective lawyers to review and sign closing documents (mortgage, deeds, declarations, undertakings, etc.).
    
    
15. Your realtor meets with you on closing day to preview your new home once the previous owner has vacated and to deliver the keys to you once the seller's solicitor has released them.